Employee health benefits that protect people and profits

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Health insurance for your small business? Try self funding.

Every cent paid into traditional small business health insurance plans goes straight to the carrier. You don’t see where the dollars you’re spending to provide your employees health benefits go. With our self funded program your money is split three ways — claims funding, stop-loss insurance, and administration.

Business owners could pay less for the same high quality group health benefits you’d get from traditional health insurance. Self funded benefit plans also have the potential for annual refunds when claims are low. Why pay for health care that isn’t used?

Our plan made plain

Admin fees

Part of the cost for your small business health plan goes toward administration. Your administrator makes sure your employees have the information and support they need. They’ll also handle your claims.

Stop loss

This helps you control costs as a small business owner by acting as a ceiling for your employees’ covered health claims. No surprises, even if claims exceed what was budgeted.

Claims account

This is the portion of your monthly payment that will be used to pay claims for your coverage period.

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Pick your level of coverage — we’ll do the rest

Yes, our self funded program makes your small business health plan that straightforward. Tell us who to cover and we’ll take care of everything else. We’re a one-stop shop for small business owners looking for medical coverage for 2 employees up to 300.

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Flexible features you may not expect from a self-fund

Our self-funded health benefits plan lets you decide which combination of flexible features works best for your business. Available features include:

  • Flexible deductible options
  • Coinsurance from 50% to 100%
  • Dedicated account manager
  • First-dollar coverage for preventive care
  • Access to national PPO networks
  • Excellent member services
  • Prescription, urgent-care and emergency room copay options
  • Teladoc®: A valuable telehealth service that can save you money
See features in detail

We’re with you 100%

Choose our self-funded program, and you’ll have an expert on hand to help you tailor your plan. Once it’s all up and running, a dedicated account manager will guide and advise you whenever you need our help. Your employees will be well supported, too: we offer superior member services for everyone covered by your plan.

One monthly payment — no hidden costs

You’ll know your monthly payment amount from the get-go. It’s guaranteed not to increase for a year — just as long as there are no changes to who’s covered and how your plan is managed or operates. With National General, your self-funded plan comes ready with each component in place. Claims payments, customer service and reporting are all taken care of. All you need to do is focus on making a success of your business.

Focus on employee wellness

Focusing on wellness can help keep your employees healthy and prevent more serious health problems down the road. We believe it’s important to make preventive care easy and affordable for your members. Whenever your employees use in-network providers for preventive services as required by the Affordable Care Act, they can be sure that these are paid for at 100%.

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(930) 203-1232
What type of coverage are you looking for?